We respect privacy:
We understand the importance of handling customer information in a confidential manner. We know that privacy is an important element of our customers' confidence in us and we understand that our customers expect us to collect and retain personal financial information responsibly. The following privacy guidelines will explain how we manage customer information in order to meet these goals.
We will collect information about customers in a responsible manner:
We collect and retain information about individual customers that will assist us to manage our financial services business and to provide exceptional service to our customers. When we request information from our customers or others, we believe that the information is useful to us or to our customers.
At this time, we do not collect specific identifying information about visitors to this website unless they choose to provide information to us by completing an on-line application or by sending us an E-Mail. We may, however, record certain non-personal statistical data about visitors to this website, which allows us to measure usage and to help us to continue to improve our websites.
We limit employee access to customer information:
We have business procedures and internal security controls that limit employee access to customer information. Only employees who need to access customer information for business reasons will be given access to our customer information systems. We inform our employees about the importance of maintaining the confidentiality of customer information and we take steps we deem appropriate to implement our business procedures.
We have established security safeguards:
We strive to maintain up-to-date security standards and procedures designed to assist us in preventing unauthorized access to customer information, both internally and externally
We limit disclosure of customer information to unrelated third parties:
We will not reveal specific information about our customers' transactions with us or other personally identifiable customer information to parties other than our own subsidiaries, our service bureaus, or other entities with whom we have a business relationship, unless: (a) the disclosure is lawfully permitted or required; (b) the information is provided to help complete a transaction initiated by you; (c) you request or authorize disclosure; (d) the information is provided to a reputable credit reporting agency or similar information reporting agency; or (e) other circumstances reasonably justify disclosure of the information. We will inform our customers of specific rights to opt-out of the transfer of certain customer information where applicable and we will not share information if prohibited by applicable law.
We ask others to maintain confidentiality:
If personally identifiable customer information is provided to a service bureau or other entities with whom we have a business relationship, we will seek to require that such third party adhere to similar privacy principles to maintain the confidentiality of customer information and ensure the reliability and accuracy of the information.